---
title: "Delivering multi-currency Cash Management at scale"
description: "How Pleo uses Fragment for cash management and real-time balances across currencies."
canonical: "https://fragment.dev/customers/pleo"
---

# Delivering multi-currency Cash Management at scale

Source: https://fragment.dev/customers/pleo

[Documentation index](https://fragment.dev/llms.txt)

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## Outcome

- A Ship products 5x faster

- B Saved 20hrs/week of debugging work across eng & ops

- C Real-time customer balances across every product

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## Problem

Pleo is a global, all-in-one spend management platform. Pleo needed a way to give their customers’ treasury teams a real-time, centralized view of their cash positions across banks, wallets, cards and currencies.

With every new feature, currency and rail we added to our payment infrastructure, it became exponentially more difficult to get a consistent view of transactions across them. 

— Stefan Christensen, SVP of Payments

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## Solution

[Visual: pleo-hero. View on the HTML page.](https://fragment.dev/customers/pleo?mode=human)

Pleo built Pleo Cash Management Suite using Fragment to make it easy for customers to manage liquidity, hedge FX risk, control spending and get real-time visibility into every balance. When Pleo customers open their dashboard, the balances they see come from the same Fragment ledger Pleo uses to comply with eMoney safeguarding.

[Visual: pleo-fragment-arch. View on the HTML page.](https://fragment.dev/customers/pleo?mode=human)

↑ Fragment connects to Pleo’s card and bank settlement systems to monitor payments and highlight discrepancies.

Fragment give us a real-time, consistent view of our balances, and with that we can ship more powerful products without worrying about the compliance and recon risk. 

— Stefan Christensen

- [Reconciliation](https://fragment.dev/guides/reconcile-payments.md#reconcile-payments)
- [Multi-currency accounts](https://fragment.dev/guides/handle-currencies.md#handle-currencies)
- [Balance consistency](https://fragment.dev/guides/configure-consistency.md#configure-consistency)

[Talk to an Engineer](https://cal.com/team/fragment/ledger)