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Composable financial infrastructure

FRAGMENT exposes payments, ledgering, and reconciliation primitives you can assemble into any workflow. So the funds flows you can build are only limited by your imagination.

Ramp, Whop, Bill.com, and many others rely on FRAGMENT to manage payments, balances, and obligations accurately.

Ramp Logo
Bill Logo
Pleo Logo
Nala Logo
Basic Capital Logo

Product

Move and track money in one API call. Open accounts for you or your customers, pay by card or ACH, and launch with compliant checkout components.

Documentation

The control plane for your financial code.

Agent Quickstart Prompt
Read https://fragment.dev/skills/quickstart.md and follow it to build and run a working Fragment example.
  • Claude
  • Codex
  • Cursor
  • Hermes
  • OpenClaw
  • OpenCode

Reference

FRAGMENT gives you the tools to build financial workflows with AI. Give your coding agent the API reference, SDKs, and CLI to write code, test funds flows, and ship with confidence.

Pricing

Start for free with 1000 entries/month and sandbox payments.

ItemPrice
Ledger Entry$0.005
Cards2.9% + 40¢
+1.5% for International cards
+1% for Currency conversion
Next-Day ACH$0.50
Same-Day ACH$2.00

Customers

Ramp Logo
Bill Logo
Pleo Logo
Nala Logo
Basic Capital Logo

“FRAGMENT helps our agents navigate complex money flows. Agents propose and test payment flows, investigate anomalies, and run reconciliation and close workflows against it.”

— Whop

“FRAGMENT is the control plane for our coding agents. The agent decides what to do. FRAGMENT decides what's allowed.”

— Ramp

“We used to worry about missing payments and edge cases. With FRAGMENT, we set it and forget it. No FinOps intervention, recon or wild bug chases. FRAGMENT gives us peace of mind.”

— Nomos

Use Cases

Automate patient billing, payment posting, and claims reconciliation.

FRAGMENT lets agents reconcile insurance payments to claims, apply adjustments, keep patient balances accurate, and handle collections, refunds, and reversals.

Company